Checking

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Advantage Checking

$100 minimum deposit to open
No minimum balance required
Interest is variable
Account Check Orders at no additional cost
$6.95 monthly maintenance fee ($4.95 for customers age 50 years and over)
Up to $10,000 Accidental Death and Dismemberment Insurance¹
Identity theft monitoring and resolution service² that includes Credit File Monitoring
Cellular Telephone Protection¹
Debit Advantage® – Buyer’s Protection¹ and Extended Warranty¹
Health Discount Savings* (This is NOT insurance.)
$hopping Rewards^TM*(Available online only.)
Travel and Leisure Discounts (Available online only.)
VIP Concierge Service
Roadside Assistance Expense Reimbursement¹
Discounted Money Orders
Basic Bill Payment ($.60 for each bill payment in excess of 15 per month)

*Registration/activation required

1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certiﬁcate of insurance.

2 Advantage Checking – Benefits are available to personal checking account owner(s),and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

Advantage PLUS

Includes all of the benefits listed above for Advantage Checking

PLUS

Up to $25,000 Accidental Death & Dismemberment Insurance¹ and up to $1,500 coverage for each dependent child.
Accidental Death & Dismemberment Insurance coverage increases to $100,000 while traveling on a Common Carrier, as defined in the insurance certificate.
Identity theft monitoring and resolution service² for you and your family
Refunded foreign ATM withdrawal fees on account up to $5 per statement cycle upon request
$8.95 Monthly Maintenance Fee ($6.95 for customers age 50 and over

*Registration/activation required

2 Advantage Plus Checking – Benefits are available to personal checking account owner(s),and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

NOW

$1,000 minimum deposit to open
Interest is variable
$8.00 service charge if minimum daily balance falls below $1,000 or average daily balance falls below $2,000 during statement cycle
Debit Card available
Basic Bill Payment ($.60 for each bill payment in excess of 15 per month)
Overdraft Protection Line of Credit (approval required)

Regular Checking

$100 minimum deposit to open
Tiered service charge based on your statement balance
Debit Card available
Bill Payment available ($5.95 per month, plus $.60 for each bill payment in excess of 15 per month)
Overdraft Protection Line of Credit (approval required)

Choice Checking

$100 minimum deposit to open
E-statement or ACH Direct Deposit required to avoid a monthly $5.00 service charge. (Persons under the age of 19 are excluded from this requirement.)
Bill Payment available ($5.95 per month, plus $.60 for each bill payment in excess of 15 per month)
Overdraft Protection Line of Credit ( approval required)

Basic Senior Checking

Available for customers age 62 years and over
$100 minimum deposit to open
No monthly service charge
Debit Card available
Basic Bill Payment ($.60 for each bill payment in excess of 15 per month)
Overdraft Protection Line of Credit ( approval required)